1
Fast Tested 16 October 2026 Licence on their site, read 21 October 2026
- Paid out
- 100% of 8
- Fee seen
- Varied
- Range
- under 1 min – 1 min
under 1 min
avg. withdrawal time
Kenya M-Pesa Withdrawal Index
Which betting operator pays you back the fastest
Ranked by measured M-Pesa withdrawal time, not marketing copy. Each figure comes from a real withdrawal we placed and timed, on an ordinary account, with no VIP status and no support intervention. Each operator's licence is read on the GRA register or, where the chip says so, on the operator's own site, on a date we print. An operator whose licence our latest check did not confirm stays listed, without the verified licence mark, and its row says so. Read the method.
Operators listed
6
licence read, dated on each chip
Operators tested
5 of 6
with a timed withdrawal
Fastest average
under 1 min
Betika, Odibets and SportPesa
Last test run
16 October 2026
market average 24 min
Last verification 9 November 2026 · 5 of 6 operators measured
Tested with real money: 5 operators, 40 timed withdrawals, 7 to 9 per operator, 29 September 2026 to 16 October 2026, by Oscar N. Deposit, bet, withdrawal, what was deducted and how long M-Pesa took, with the screenshots.
1 of 6 operators has no timed withdrawal yet. Only a row carrying a Tested chip comes from a real withdrawal we placed and timed; the others are listed for their licence and make no speed claim. How the tests work.
Ranked by average payout delay, fastest first
What the law sets: “Where a player in an online gambling transaction wins a monetary prize, a licensee shall within two days credit the amount to the player's account.” (Gambling Control Act, section 70(1), read on 13 September 2026). That deadline covers crediting winnings to the betting account; the delays below measure the next step, the withdrawal from that account to M-Pesa.
1
Fast Tested 16 October 2026 Licence on their site, read 21 October 2026
- Paid out
- 100% of 9
- Fee seen
- Varied
- Range
- under 1 min
under 1 min
avg. withdrawal time
1
Fast Tested 16 October 2026 Licence not confirmed at our latest check (9 November 2026). Last confirmed: 19 October 2026.
- Paid out
- 100% of 8
- Fee seen
- Varied
- Range
- under 1 min
under 1 min
avg. withdrawal time
4
Fast Tested 16 October 2026 Licence on their site, read 6 November 2026
- Paid out
- 100% of 7
- Fee seen
- Varied
- Range
- 3 min – 10 min
5 min
avg. withdrawal time
5
1xBet
Sponsored Slow Tested 16 October 2026 Licence on their site, read 3 November 2026
- Paid out
- 87.5% of 8
- Fee seen
- None
- Range
- 2 min – 11 hr
1.9 hr
avg. withdrawal time
Open 1xBet 18+ · sponsored link · we may earn a commission · Link tested on 9 November 2026
Mozzartbet
Sponsored Not measured yet Register checked 9 November 2026
Listed as Mozzartbet Kenya Limited on the Gambling Regulatory Authority of Kenya (GRA) register.
--
not measured
Open Mozzartbet 18+ · sponsored link · we may earn a commission · Link tested on 9 November 2026
An “Open” button appears only where we have a commercial agreement with the operator (today: 1xBet and Mozzartbet). It is a sponsored link: we may earn a commission if you register through it. It is not a ranking and not a recommendation: measured operators are ordered by payout delay alone, the others alphabetically, and a button never moves a row. 18+.
Side by side
| Operator | Avg. payout | Paid out | Fee seen | Runs | Licence |
|---|---|---|---|---|---|
| Betika | under 1 min | 100% | varied | 8 | Licence on their site, read 21 October 2026 |
| Odibets | under 1 min | 100% | varied | 9 | Licence on their site, read 21 October 2026 |
| SportPesa | under 1 min | 100% | varied | 8 | Licence not confirmed at our latest check (9 November 2026). Last confirmed: 19 October 2026. |
| Melbet | 5 min | 100% | varied | 7 | Licence on their site, read 6 November 2026 |
| 1xBet | 1.9 hr | 87.5% | None | 8 | Licence on their site, read 3 November 2026 |
| Mozzartbet | -- | -- | -- | -- | Register checked 9 November 2026 |
Methodology: each withdrawal is placed from a funded account to M-Pesa and timed from request confirmation to funds landing. Tests are repeated across different days; the figure shown is the average of the paid withdrawals, and failed ones lower the share paid out. Links marked sponsored are commercial and never affect the ranking, which is ordered by measured delay alone. Kenya's regulator is the Gambling Regulatory Authority of Kenya (GRA), which succeeded the Betting Control and Licensing Board (BCLB).
Questions
Which betting site pays out fastest to M-Pesa in Kenya?
Of the operators tested so far, Betika, Odibets and SportPesa returned money to M-Pesa fastest, averaging under 1 min across 8, 9, 8 timed withdrawals respectively, most recently on 16 October 2026.
How is the withdrawal time measured?
The clock runs from confirming the withdrawal in the operator's own app or site to the M-Pesa confirmation SMS arriving on the registered number. Real account, real money, no VIP status and no support intervention, with at least three attempts on different days before any average is published.
Does HarakaRank use figures published by the operators?
No. Payout times quoted in operator marketing are not recorded here at all. A number is either measured by us and stamped with its date, or it is absent - there is no third state.
Which operators are listed, and why?
Only operators licensed by the Gambling Regulatory Authority of Kenya (GRA). The licence is read on the regulator's published list or, while that list is out of date, as printed on the operator's own site - the chip on each row says which, and on what date. An operator without a licence we could read does not appear here, whether or not it has a commercial relationship with us.
Is there a legal deadline for paying out winnings in Kenya?
A licensee must credit a monetary prize won in an online gambling transaction to the player's account within two days (Act, section 70(1)). Proof of age of majority is required before a prize is remitted (section 70(6)).